UK Welfare Ledger
10 stages

Follow the pound

From Parliament to the person receiving it, what each stage costs and what it doesn't tell us.

Labels: cost to deliver is the price of running the system. Cost of failure is money lost or spent fixing mistakes. Pass-through is benefit money that flows on to someone else, such as a landlord. Pass-through is not waste; we show it so you can see who ultimately receives public money.

1 Money allocated context

Parliament votes the money. Benefits are 'demand-led' (AME): whoever qualifies gets paid, so the bill is forecast rather than capped. DWP's running costs come from a fixed budget (DEL).

What we know

WhatAmountYearStatus
Total DWP expenditure
Everything DWP spent the year before
£298.0bn2024-25 Verified
Total DWP expenditure
Everything the Department for Work and Pensions spent in the year
£319.9bn2025-26 Verified
Total welfare spending (real terms)
All welfare spending across the UK in 2025-26, in 2026-27 prices.
£340.5bn2025-26 Verified
Total welfare spending
All DWP benefits and pensions in 2025-26, in 2026-27 prices
£329.1bn2025-26 Disputed
Total welfare spending (real terms)
All welfare spending across the UK in 2026-27 forecast, in 2026-27 prices.
£354.2bn2026-27 Verified
Total welfare spending, forecast
Forecast for all DWP benefits and pensions next year, in today's prices
£342.8bn2026-27 Disputed

What we don't know

No known gaps recorded yet.

2 Running the system cost to deliver

DWP's own costs: staff, Jobcentres, IT systems, buildings and transformation programmes.

What we know

WhatAmountYearStatus
Efficiency savings reported by DWP
Savings DWP says it made by working more efficiently
£186m2025-26 Verified
DWP group staff (full-time equivalent)
Number of people working for DWP, counted as full-time posts
89,0002026-03 Verified
Other DWP spending (not benefits, not staff)
Running costs other than staff — IT, buildings, contractors and other items
£3.8bn2025-26 Verified
DWP staff costs
Staff costs the year before
£4.5bn2024-25 Verified
DWP staff costs
What DWP spent on its own staff
£4.9bn2025-26 Verified

What we don't know

3 Contractors cost to deliver

Work DWP pays private companies to do, such as health assessments for disability benefits, employment programmes, and IT and call-centre services.

What we know

No figures collected yet.

What we don't know

4 Councils cost to deliver

Local councils run Housing Benefit and Council Tax support. DWP pays them a subsidy towards the admin cost.

What we know

No figures collected yet.

What we don't know

5 Decisions and disputes cost of failure

When people challenge a decision (mandatory reconsideration, then tribunal appeal). A decision overturned means the first one was wrong, and fixing it costs money.

What we know

No figures collected yet.

What we don't know

6 Paid to people the pie

The money that actually reaches people as pensions and benefits.

What we know

WhatAmountYearStatus
Attendance Allowance caseload
How many people received Attendance Allowance in 2025-26.
1,775,0002025-26 Verified
Carer's Allowance caseload
How many people received Carer's Allowance in 2025-26.
1,404,0002025-26 Verified
DLA caseload
How many people received DLA in 2025-26.
1,378,0002025-26 Verified
ESA caseload
How many people received ESA in 2025-26.
961,0002025-26 Verified
Housing Benefit caseload
How many people received Housing Benefit in 2025-26.
1,569,0002025-26 Verified
Pension Credit caseload
How many people received Pension Credit in 2025-26.
1,382,0002025-26 Verified
PIP caseload
How many people received PIP in 2025-26.
3,878,0002025-26 Verified
State Pension caseload
How many people received State Pension in 2025-26.
13,204,0002025-26 Verified
Statutory Maternity Pay caseload
How many people received Statutory Maternity Pay in 2025-26.
264,0002025-26 Verified
Universal Credit caseload
How many people received Universal Credit in 2025-26.
6,404,0002025-26 Verified
Winter Fuel Payment caseload
How many people received Winter Fuel Payment in 2025-26.
10,891,0002025-26 Verified
Benefit and pension payments
Money paid out to people as benefits and pensions
£311.2bn2025-26 Verified
Attendance Allowance (real terms)
A payment for people over State Pension age who need help with personal care because of a disability or illness. Spending in 2025-26, in 2026-27 prices.
£8.7bn2025-26 Verified
Attendance Allowance
A payment for people over State Pension age who need help with personal care because of a disability or illness. Spending in 2025-26.
£8.5bn2025-26 Verified
Attendance Allowance (forecast)
A payment for people over State Pension age who need help with personal care because of a disability or illness. Forecast spending in 2026-27.
£9.2bn2026-27 Verified
Carer's Allowance (real terms)
A payment for people who spend at least 35 hours a week caring for someone with a disability. Spending in 2025-26, in 2026-27 prices.
£4.7bn2025-26 Verified
Carer's Allowance
A payment for people who spend at least 35 hours a week caring for someone with a disability. Spending in 2025-26.
£4.6bn2025-26 Verified
Carer's Allowance (forecast)
A payment for people who spend at least 35 hours a week caring for someone with a disability. Forecast spending in 2026-27.
£5.0bn2026-27 Verified
Child Benefit (real terms)
A payment for anyone responsible for a child, paid for each child. Spending, UK-wide.
£13.7bn2025-26 Verified
Child Benefit
A payment for anyone responsible for a child, paid for each child. Spending, UK-wide.
£13.4bn2025-26 Verified
Child Benefit (forecast)
A payment for anyone responsible for a child, paid for each child. Spending, UK-wide.
£13.7bn2026-27 Verified
DLA (real terms)
A payment for children with a disability, and for adults who were already receiving it before PIP replaced it. Spending in 2025-26, in 2026-27 prices.
£8.5bn2025-26 Verified
DLA
A payment for children with a disability, and for adults who were already receiving it before PIP replaced it. Spending in 2025-26.
£8.3bn2025-26 Verified
DLA (forecast)
A payment for children with a disability, and for adults who were already receiving it before PIP replaced it. Forecast spending in 2026-27.
£8.9bn2026-27 Verified
ESA (real terms)
A payment for people who cannot work because of illness or disability, now largely replaced by Universal Credit. Spending in 2025-26, in 2026-27 prices.
£7.2bn2025-26 Verified
ESA
A payment for people who cannot work because of illness or disability, now largely replaced by Universal Credit. Spending in 2025-26.
£7.0bn2025-26 Verified
ESA (forecast)
A payment for people who cannot work because of illness or disability, now largely replaced by Universal Credit. Forecast spending in 2026-27.
£5.3bn2026-27 Verified
Housing Benefit (real terms)
Help with rent, now paid mainly to people over State Pension age and to people in supported or temporary housing. Spending in 2025-26, in 2026-27 prices.
£13.2bn2025-26 Verified
Housing Benefit
Help with rent, now paid mainly to people over State Pension age and to people in supported or temporary housing. Spending in 2025-26.
£12.9bn2025-26 Verified
Housing Benefit (forecast)
Help with rent, now paid mainly to people over State Pension age and to people in supported or temporary housing. Forecast spending in 2026-27.
£12.5bn2026-27 Verified
Pension Credit (real terms)
A top-up for people over State Pension age whose income is below a set level. Spending in 2025-26, in 2026-27 prices.
£6.3bn2025-26 Verified
Pension Credit
A top-up for people over State Pension age whose income is below a set level. Spending in 2025-26.
£6.1bn2025-26 Verified
Pension Credit (forecast)
A top-up for people over State Pension age whose income is below a set level. Forecast spending in 2026-27.
£6.1bn2026-27 Verified
PIP (real terms)
A payment for people aged 16 to State Pension age whose health condition or disability makes daily life harder. Spending in 2025-26, in 2026-27 prices.
£29.1bn2025-26 Verified
PIP
A payment for people aged 16 to State Pension age whose health condition or disability makes daily life harder. Spending in 2025-26.
£28.5bn2025-26 Verified
PIP (forecast)
A payment for people aged 16 to State Pension age whose health condition or disability makes daily life harder. Forecast spending in 2026-27.
£32.1bn2026-27 Verified
State Pension (real terms)
The regular payment to people who have reached State Pension age, based on their National Insurance record. Spending in 2025-26, in 2026-27 prices.
£149.0bn2025-26 Verified
State Pension
The regular payment to people who have reached State Pension age, based on their National Insurance record. Spending in 2025-26.
£146.1bn2025-26 Verified
State Pension (forecast)
The regular payment to people who have reached State Pension age, based on their National Insurance record. Forecast spending in 2026-27.
£154.2bn2026-27 Verified
Statutory Maternity Pay (real terms)
Pay for employees while they are on maternity leave. Spending in 2025-26, in 2026-27 prices.
£3.3bn2025-26 Verified
Statutory Maternity Pay
Pay for employees while they are on maternity leave. Spending in 2025-26.
£3.2bn2025-26 Verified
Statutory Maternity Pay (forecast)
Pay for employees while they are on maternity leave. Forecast spending in 2026-27.
£3.3bn2026-27 Verified
All benefits in the DWP tables (real terms)
Every benefit and pension in the tables added together, in today's prices.
£315.3bn2025-26 Verified
All benefits in the DWP tables
Every benefit and pension in the tables added together, before deducting anything overpaid.
£309.1bn2025-26 Verified
Universal Credit (real terms)
The single monthly payment for people on a low income or out of work; it replaced six older benefits. Spending in 2025-26, in 2026-27 prices.
£80.8bn2025-26 Verified
Universal Credit
The single monthly payment for people on a low income or out of work; it replaced six older benefits. Spending in 2025-26.
£79.2bn2025-26 Verified
Universal Credit (forecast)
The single monthly payment for people on a low income or out of work; it replaced six older benefits. Forecast spending in 2026-27.
£87.6bn2026-27 Verified
Winter Fuel Payment (real terms)
A yearly payment towards heating costs for people over State Pension age. Spending in 2025-26, in 2026-27 prices.
£1.9bn2025-26 Verified
Winter Fuel Payment
A yearly payment towards heating costs for people over State Pension age. Spending in 2025-26.
£1.9bn2025-26 Verified
Winter Fuel Payment (forecast)
A yearly payment towards heating costs for people over State Pension age. Forecast spending in 2026-27.
£1.9bn2026-27 Verified

What we don't know

7 Paid wrongly cost of failure

Fraud, claimant mistakes and DWP mistakes, which cause both overpayments (paid too much) and underpayments (paid too little).

What we know

WhatAmountYearStatus
Overpayment rate due to fraud
Share of benefit spending lost specifically to fraud (not mistakes)
2.2%2025-26 Unverified
Benefit overpaid through fraud and error
Overpayments the year before
£9.4bn2024-25 Verified
Benefit overpaid through fraud and error
Money paid that people were not entitled to, through fraud or mistakes
£9.9bn2025-26 Verified
Overpayment rate
Share overpaid the year before
3.3%2024-25 Verified
Overpayment rate
Share of benefit spending overpaid
3.2%2025-26 Verified
Universal Credit overpaid
Overpayments on Universal Credit alone
£6.7bn2025-26 Verified
Underpaid due to DWP's own errors
Underpayments caused by mistakes made by DWP staff or systems
£1.2bn2025-26 Verified
Underpaid due to 'unfulfilled eligibility'
Underpayments where claimants were entitled to more but it was not identified (highest for disability benefits)
£3.7bn2025-26 Verified
Benefit underpaid
Money people were entitled to but did not get, because of mistakes or missing information
£4.9bn2025-26 Verified
Underpayment rate
Share of benefit spending underpaid
1.6%2025-26 Verified

What we don't know

8 Never claimed cost of failure

Money people are entitled to but never claim. It isn't spent, but it shows the system isn't reaching everyone it's meant to.

What we know

No figures collected yet.

What we don't know

No known gaps recorded yet.

9 Clawing back cost of failure

Recovering overpayments and repaying advances, often by deducting from people's ongoing benefits. Some debt is written off.

What we know

No figures collected yet.

What we don't know

10 Where it ends up pass-through

Some benefit money passes straight on, for example to landlords through housing support or to Motability for cars. This isn't waste, but following the pound means showing who ultimately receives public money.

What we know

No figures collected yet.

What we don't know